The deductible for employee/family shall be $150/$300

The Maximum Lifetime Benefit (all covered expenses) shall be $1 million.

The Annual Maximum Dental Care Benefit (for Preventative, Basic and Major Treatment) shall be $1,000.

An annual pap smear shall be included as an "Other Covered Expense."

The District is authorized to negotiate a PPO plan which will maximize plan savings through steering, including either Providence or Alaska Regional for hospitalization in Anchorage.  The District is also authorized to negotiate PPO rates with YKDRH in Bethel.  The steerage percentage payable by the plan shall be 60% of the PPO preferred rate in Alaska.  If a PPO rate satisfactory to the plan cannot be negotiated with YKDRH, the steerage percentage set forth above shall apply to YKDRH.  The PPO steerage percentage outside Alaska shall remain at 70%.

Married couples who are both employed by the District shall each be provided with dependant coverage for spouse and children.  The "double coverage" is limited to co-payments and not deductibles.

For hospitalization, if the provider is non-PPO the dual coverage on the co-pay will be the difference between the amount provided by the plan and the PPO negotiated rate.

Long Term Disability: The District shall continue to provide, at no cost to the teacher, Long Term Disability Insurance at the same level as provided during the 1995-96 school year.

Life: The District shall provide each teacher with fifty (50) thousand dollars of life insurance. The coverage will include an accidental death and dismemberment provision that provides double indemnity in the event of accidental death.

Travel: The District shall provide each teacher with $100,000 travel insurance that covers the teacher while traveling on authorized District business.

All coverages shall commence on the first paid contract day on which the teacher has physically reported to work and continue until the last day of the last month of employment.

The Board agrees to reimburse each teacher for one round-trip air fare per work year, scheduled air carrier tourist rate, between duty station and Anchorage. Request for reimbursement must be accompanied by receipt of payment to air carrier

During the school year, the Board agrees to provide shower and laundry facilities to all teachers and their immediate families where currently available in the village community.